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Payment Plans to Manage Your Dental Health

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Dental implants
Dental care on the Gold Coast is now more immediately accessible thanks to Trusted Dental’s Payment Plans.

We have partnered with two reputable companies to provide you with the flexibility to make your dental health needs more manageable over time.

You might also be interested in ways to manage dental treatment by accessing your superannuation.

Introduction to Dental Implants Payment Plans

Your dental health is certainly not something you can simply put on hold. At least, not without the risk of uncomfortable consequences. Trusted Dental allows you to access the dental care you’re needing without the immediate financial pressures.

Our Payment Plans are designed to provide flexibility and convenience, ensuring that you receive dental treatment without delays.

Benefits of Choosing Trusted Dental’s Payment Plans

1. Affordability

  • With our Payment Plans, you can comfortably manage the scheduling of your dental treatment.
  • No need to worry about large upfront payments.

2. Flexibility

  • Choose, depending on your treatment needs, from two trusted payment partners.
  • Tailor your payment schedule to suit your circumstances.

3. Instant Approval

  • Our application process is straightforward. Approvals often happen on the spot.

Our Payment Partners

Afterpay

  • Ideal for dental treatment plans up to $2,000.
  • Payments are conveniently divided into 4 instalments.
  • If you have an Afterpay account already, use the Afterpay app on your phone to access this option instantly.

Humm

  • Suitable for treatment plans up to $30,000.
  • Applying for a humm payment plan is easy, ensuring you can have your dental treatment without delay.
  • Enjoy the flexibility of spreading payments over a period of up to 40 months.

Applying for Dental Implants Payment Plans

Getting started with our Payment Plans is a breeze:

  1. Consultation
    • Schedule an appointment with our dental professionals. A thorough dental examination will enable you to receive a personalised treatment plan and a cost estimate.
  2. Choose Your Plan
    • Select either Afterpay or humm based on your treatment cost and preferences.
  3. No Stress
    • Establish a payment schedule that aligns with your budget. There are no hidden fees with our Payment Plans.

Accessing your super to manage your dental treatment
In Queensland, it’s possible to pay for dental treatment by accessing your superannuation funds if it’s deemed a medical necessity.

Process for early access to your super for dental treatment:

  1. Assessment
    • You’ll need a dental assessment to determine if treatment is a necessity for your health. This assessment may require input from your dentist and other medical professionals.
  2. SuperCare
    • Organisations such as SuperCare can assist in the process, liaising with your superannuation fund and helping with the paperwork.
  3. Application
    • Apply through myGov to access compassionate early release of superannuation program, explaining why the dental treatment is essential for your well-being.
  4. Approval
    • Once your application is approved, you can access your superannuation funds to cover the cost of dental implants or other necessary dental treatments.

Conditions

Be aware that not all dental procedures qualify, and there may be limits on the amount you can access. The specific guidelines of your fund may vary.

It’s best to check with your superannuation fund and consult a financial advisor to understand the process fully and make sure you meet the eligibility criteria.

Contact us for more information

If you need further information about our Payment Plans or need assistance with the application process, please don’t hesitate to contact us. Our friendly team will be more than happy to guide you through the process and address any questions or concerns you may have.

Trust in Trusted Dental

Trusted Dental is your trusted local Gold Coast dentist. We’re dedicated to making dental care accessible and affordable for everyone.

Our Payment Plans, offered in partnership with Afterpay and humm, exemplify our commitment to your well-being.

Schedule your appointment today to benefit from the convenience and quality of Trusted Dental’s dental services.

Why Us?

  1. Flexible payment plans ranging from 3 months to 4 years*
  2. An interest-free payment plan is available from Humm — 0% interest!*
  3. Instant private healthcare rebates with multiple providers are available!
  4. Get early access to your super to pay for your dental treatments! We assist you with this!*
Take Our 60 Second Quiz & See if Dental Implant is Right for You

Dental Implant Type

Dental Implant Cost

Costs for a single back tooth implant start from $4,938, broken down as follows:

Step 1 Surgery
Health fund codes, typically: 022 × 1, 688, 679
From $2,544

Step 2 Restoration
With porcelain tooth 3-4 months later
Health fund codes, typically: 022 x 1, 661, 672, 531
From $2,394

All-On-4 dental implant

For comprehensive restoration of full arches with fixed bridgework (10-14 teeth per arch), supported by 4-6 dental implants per arch…

Costs start from $21,500

Other Dental Implant costs

Temporary teeth
Immediate temporary teeth attached to the implant:
$500 (not suitable in all cases)

Removable teeth
$300

Grafting

In cases with deficient soft or hard tissue, additional augmentation procedures may be necessary or beneficial for implant treatment.

At your consultation, specific extra requirements or optional treatments will be discussed. Grafts can be avoided in some cases, but it may impact aesthetic outcomes.

Hard tissue grafting or GBR (Guided Bone Regeneration):
Health fund codes, typically: 236, 243
$500-1000

Consultation, assessment and pre-planning

Book a free no-obligation dental implants consultation . We use  state-of-the-art technology for 3D scans of your jawbone and mouth.

We will consider your medical history and expectations prior to creating a personalised treatment plan. All details of the procedure will be discussed with you, including the risks, benefits and alternatives.

Take Our 60 Second Quiz & See if Dental Implant is Right for You

Frequently Asked Questions

  • 1. Are any payment plans available for dental implant treatment?

    We offer several interest-free payment plans and even early release of superannuation to assist with payment of dental implant treatment. The payment plans and early release of super are subject to acceptance criteria. This can be discussed with the front office team at Trusted Dental, who will happily guide you through the process.

  • 2. How much does it cost to replace a single missing tooth with a dental implant on the Gold Coast at Trusted Dental?

    It typically costs between $4,750 and $5,250 (depending on the location of the missing tooth and the remaining bone quality). This cost is divided equally between the two main stages of dental implant treatment. The first visit, which is the implant screw placement, costs between $2,250 and $2,750; the second stage, which happens about 3–4 months later, costs the same ($2,250–$2,750).

  • 3. Why are dental implants expensive in Australia?

    Dental implants can be relatively expensive in Australia due to several factors. These include the quality of materials and expertise involved, rigorous safety standards, and labour costs.

    In Australia, the materials used in dental implants are of premium quality. Another factor contributing to the overall cost is that dental professionals here undergo extensive training.

    At Trusted Dental, however, dental implants can be more affordable, thanks to flexible payment plans that help patients manage the cost over time.

  • 4. What is the average cost of dental implants in Australia?

    The cost of dental implants in Australia varies significantly. But on average, you should expect to pay between $3,000 to $6,000 or more per implant.

    It’s important to note that this is a general estimate, and that the actual cost can vary due to various factors, including the type and location of the implant, and the dentist’s expertise.

  • 5. Are dental implants affordable in Australia?

    Dental implants can be a significant investment, but Trusted Dental is one Australian dental clinic that offers payment plans and financing options to make them more affordable.

    These options allow the cost of dental implants to be split into easy to manage instalments to be paid over an approved period. This makes dental implants accessible to a wider range of individuals.

    One of the financing options available to eligible individuals at Trusted Dental is to fund the dental implants through early release of superannuation.

  • 6. Can I get a free consultation for dental implants?

    Some dental clinics in Australia may offer free initial consultations for dental implants.

    It is advisable to contact local dental providers to inquire about their consultation policies and ask whether they offer free consultations.

    Here at Trusted Dental, we offer a no-obligation, free consultation plus $500 Off Your Dental Implants.

    Find out if your are eligible by completing the form below:

    Take Our 60 Second Quiz & See if Dental Implant is Right for You
  • 7. Is there a government refund or subsidy for dental implants in Australia?

    Government-funded dental services are available for certain individuals in Australia, such as seniors and eligible concession cardholders.

    For others, dental implants are considered elective procedures. Therefore, government refunds or subsidies for dental implants are not widely available.

    Depending on your specific situation, it may still be worth exploring any potential financial assistance programs that may apply.

  • 8. Are any grants available for dental implant procedures?

    In general, there are no specific grants available for dental implant procedures in Australia.

    You can certainly check with local healthcare authorities and non-profit organisations to ask about assistance programs that may be available for dental treatment.

  • 9. Where can I find payment plans for dental implants to make them more affordable?

    Some dental clinics in Australia offer payment plans and financing options to help patients manage the cost of dental implants.
    Trusted Dental offers payment plans that allow you to pay for your treatment over time, making the procedure more affordable and accessible.

    We have enlisted two reputable companies — Afterpay and humm — to allow you to pay for your dental treatment plan over a period of time.
    Afterpay can be used for dental treatment plans of up to $2,000. Normally the payments are spread into four payments.

    If you already have an Afterpay account this option can be used instantly using your phone Afterpay app.

    humm can be used for treatment plans of up to $20,000 and payments can be spread over a period of up to 12 months. Applying for a humm payment plan is easy and most of the time, approval is done on the spot.

  • 10. Do dental implants cost more in different places around Australia?

    Yes. Dental implants can vary in cost depending on where you are in Australia. Generally speaking, costs tend to be highest in larger cities and urban areas where overheads and living expenses are higher.

    It’s advisable to research local clinics and obtain quotes to compare prices in your specific area.

  • 11. How can I find affordable dental implant options in my area?

    To find affordable dental implant options in your area, you can:

    1. Research dental clinics and compare their pricing.
    2. Inquire about payment plans and financing options.
    3. Contact Trusted Dental to discuss cost-effective treatment plans.

    Take Our 60 Second Quiz & See if Dental Implant is Right for You

Funding & Grants for Dental Implants in Australia 

Medicare Children Dental Benefit Schedule

Up to $1,052 is available to cover costs of basic dental services for eligible children. 

This cover runs over 2 calendar years, starting at 1 Jan.

To be eligible, your child needs to be:

  • 0 to 17 years old for at least one day that calendar year
  • eligible for Medicare
  • getting, or have a parent getting, an eligible Medicare payment at least once a year.

You can be either the child’s parent or guardian, or an approved care organisation.

What is covered by CDBS?

Dental services covered include:

  • check-ups
  • X-rays
  • cleaning
  • extractions
  • fillings
  • fissure sealing
  • root canals

These services do not count toward the threshold of either the Medicare Safety Net or Extended Medicare Safety Net.

The following services are not covered by the CDBS:

  • orthodontic dental work
  • cosmetic dental work
  • any dental services in a hospital

To see if restrictions apply to items or times, check with your dentist before starting your service. A consent form for the services and their costs can be accessed at your appointment. 

At the dentist

At some dental clinics, you need to pay on the day of the service, then claim the benefit from Medicare.

You won’t need to pay or claim at bulk billing dentists.

Eligibility checks

Medicare will notify you if your child is eligible for dental benefits. If your Medicare account is linked to myGov, you can check your child’s eligibility online.

To do this:

  1. Sign in to myGov.
  2. Select History and statements, then Child Dental Benefits Schedule.

You can also call the Medicare program.

Other ways to get help with child dental costs

Read on the Department of Health and Aged Care website about public dental services in your state or territory.

Department of Veterans’ Affairs (DVA) dental benefits

Department of Veterans’ Affairs (DVA) will fund all dental services necessary to meet the clinical needs of Veteran Gold Card holders. 

Holders of a Veteran White Card are eligible for dental treatment in relation to their accepted disabilities.

Check your Veteran White Card condition(s), by calling 1800 VETERAN (1800 838 372) — select Option 3, then Option 1.

Exempt beneficiaries

Exempt beneficiaries include:

  • ex-prisoners of war
  • Veteran Card holders receiving treatment for an accepted condition
  • Veteran Card holders with a condition associated with malignant neoplasia

For exempt beneficiaries, DVA will pay the full cost of Schedule C treatment subject to the following:

DVA approval must be obtained prior to treatment commencing

Maximum fee payable is the approved Commonwealth fee for the particular service

For ‘Fee by negotiation’, the fee paid is that which is negotiated with DVA

No separate charges are to be made against the Veteran Card holder

Dental implants — policy & processes

All dental implant treatment requires prior approval from DVA.

View the request form for dental implant treatment approval.

The conditions where the DVA accepts financial responsibility for dental implant treatment is set out in these documents:

  1. PDF – Osseo-integrated Dental Implant Policy and Guidelines (PDF 160 KB)
  2. Word doc – Osseo-integrated Dental Implant Policy and Guidelines (DOCX 25 KB)

Crowns that attach to implants (items D/S671, D/S672 and D/S673) also require prior approval.

For urgent cases or for further information on dental services, please call the Health Approvals & Home Care team or email them.

Claim for payment

Claims should be submitted as soon as possible following the dental treatment.

For claiming enquiries please call Veterans’ Affairs Processing.


Claims can be posted to:

Veterans’ Affairs Processing
Services Australia
GPO Box 964
ADELAIDE SA 5001

Forde Foundation grants

The Forde Foundation offers a dental grant that allows Queensland recipients to receive a course of free dental treatment without being on public waiting lists.

You must be registered with Forde Foundation to apply for grants. Register.

Who can apply for a grant?

You may be eligible for a grant if your answer is ‘yes’ to any of the following questions:

  1. Were you a ward of the state of Queensland?
  2. Were you under the guardianship of the state of Queensland?
  3. Were you a resident in a Queensland Institution when you were a child?

If you answered ‘yes’ AND you’ve registered with the Forde Foundation, you can apply for a dental grant.

How are grant applications assessed?

Grants are assessed at the end of each calendar quarter. The recommendations from the Forde board are provided to the The Public Trustee of Queensland for final approval.

How long does the process take?

Please take into account that processing grant applications can take some time. If your dental needs are urgent, it may be better to seek an alternative source of funding.

How will I know if my application has been successful?

You will receive a letter advising you of the outcome of your application. If your application is successful, you will also be sent an acquittal form which you complete and return to the Forde Foundation prior to payment being made.

How long do I have to spend my grant?

You will need to use the grant within 12 months.

Why aren’t all grants successful?

Funds are limited and it’s not possible for all applications to succeed.

How are payments made?

There are three ways payment can be made:

  1. A cheque, payable to your provider, is sent by the Public Trustee of Queensland to your postal address.
  2. Direct deposit into the business bank account of the provider by the Public Trustee.
  3. If the provider has B-Pay, payment will be made in a similar manner to direct deposits.

The main exception to these methods is when you receive a Queensland Health dental grant, in which case the Public Trustee makes payment directly to Queensland Health.

Download Dental – QLD Health Grant Application

Download Dental – Private Grant Application

Healthier Smiles Community Service Grants

The Australian Dental Health Foundation and Mars Wrigley Foundation have partnered to provide Healthier Smiles Community Service Grants to support community-based oral health programs.

The Grants are awarded to volunteer dentists and dental students, encouraging them to implement oral health community service, education, and preventative care in Australia’s high risk and disadvantaged communities.

Approximately AU$1.36 million has already been invested over the past 10 years in oral health screening, treatment and education.

The 2023 Healthier Smiles Community Service Grants offer 10 registered ADA member dentists or students grants of $12,135 each.

The Grants have three main aims:

  • To enable delivery of oral health programs that provide sustained benefits – screening, treatment and education – for disadvantaged groups throughout Australia;
  • To promote the dental community’s work in addressing oral health inequities faced by disadvantaged members of the Australian community; and
  • To lift Australia’s oral health outcomes through improved access, delivery and education.
Take Our 60 Second Quiz & See if Dental Implant is Right for You